Welcome to WealthWise Mortgage Planning!

Welcome to WealthWise Mortgage Planning, where real estate is an investment in your future. Mortgage Planning:  Different from most mortgage companies in our approach:  We take the approach of a financial p ...

8 Questions Your Lender Should Answer About Mortgage Rates in California

It seems to make so much sense.  You’re interested in a home mortgage in California, so the natural place to look is online.  But just checking online for posted rates may not get you the outcome you desire. ...

How Much Can I Afford?

What’s the home price I qualify to purchase?  This is usually the first question mortgage professionals are asked by new clients.  Of critical importance when considering mortgage financing: There is sometimes a difference between what a client ***can*** borrow and what they ***should*** borrow.  In other words, what mortgage payment are you comfortable making over the life of your loan? The Quick Answer: If we're simply considering the financial math, lenders will calcul ... Read More...

Four Reasons To Consider A Refinance

As the single largest debt most homeowners have to manage, it makes sense that you’d want to give your real estate finance portfolio a check-up at least once a year. There are many reasons to consider refin ...

2005 Robert Way Sacramento CA 95825

This 3 bedroom, 1 bath house located at 2005 Robert Way, Sacramento, CA has approximately 1,143 sqft square feet. It is currently listed for $94,554 and has a price per sq ft of $82. Properties near 2005 Robert Way, ...

3040 Courbet Way

Casual luxury abounds in this fabulous 4333 sq ft. single-story home on .52 acre level lot. This exceptional 4/5 bed/4.5 bath home boasts an open floor plan w/spacious great room opening to kitchen, formal dining, & ...


How Much Can I Afford?

What’s the home price I qualify to purchase?  This is usually the first question mortgage professionals are asked by new clients.  Of critical importance when considering mortgage financing: There ...

Four Reasons To Consider A Refinance

As the single largest debt most homeowners have to manage, it makes sense that you’d want to give your real estate finance portfolio a check-up at least once a year. There ...


Seven Things Your Agent Should Know About Your Mortgage Approval

While many experienced real estate agents have a general understanding of the mortgage approval process, there are a few important details that frequently get overlooked which may cause a purchase to be delayed or denied. New regulation, updated disclosures, appraisal guidelines, mortgage rate pric ...
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Do I Need To Sell My Home Before I Can Qualify For A New Mortgage On Another Property?

Although every situation is unique, it is not uncommon for homebuyers to qualify for a mortgage on a new home while still living in their primary residence. Perhaps you are outgrowing your current house, or have been forced to relocate due to a job ...
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What Do Appraisers Look For When Determining A Property's Value?

Most people are surprised to learn what appraisers actually look at when determining the value of a real estate property. A common misconception homeowners generally have is that the value of their home is determined after the appraiser has completed their physical property inspection. However, th ...
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Where Does My Earnest Money Go?

Hey, I gave my real estate agent a $5000 Earnest Money Deposit check... Where does that money go? A basic and very obvious question that most First-Time home Buyers ask once their purchase contract gets accepted. According to Wikipedia: Earnest Money - an earnest payment (sometimes called earnest money or simply earnest, or alternatively a good- ...
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  • CA DRE: 0654852 NMLS: 3257